What does a Claims Adjusters, Examiners, and Investigator
actually do all day?
top skill Reading Comprehensioncore tasks 6median pay $78,000AI exposure 8/100
Claims Adjusters, Examiners, and Investigators is deadline-driven, desk-bound, people-heavy work. Precision matters a lot here.
What this job actually does all day
The representative tasks O*NET analysts recorded for this role — not a glossy job ad, the real work.
- Examine claims forms and other records to determine insurance coverage.
- Analyze information gathered by investigation and report findings and recommendations.
- Pay and process claims within designated authority level.
- Investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
- Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
- Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability.
Skills & environment
Bars are O*NET importance/intensity ratings, scaled 0–100 so you can compare at a glance.
The skills it demands most
What the environment feels like
Deadline pressure: constant deadline pressureConflict & friction: frequently handles conflictNeed to be exact: precision is criticalTime spent sitting: mostly sitting at a deskContact with people: constantly dealing with people
Go deeper on this role
How this is built. Tasks, skills, and work-environment ratings come from the
U.S. Department of Labor's O*NET occupational analysis — job analysts survey real workers, so this is the
closest thing to "what the job is actually like" in public data. Skill scores are O*NET Importance
ratings (0–5) and environment measures are Context ratings (0–5), both rescaled to 0–100 here for
easy reading. This task-and-skill detail comes straight from the O*NET database — it's
pulled straight from the survey, not invented. Figures describe the typical role, not any one person's job.
